Putra, K. W. S. and Lasmi, N. W. (2025) “Boosting MSMEs: how digital financial innovation and financial literacy fuel access to finances”, IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita, 14(1), pp. 72-93. doi: 10.46367/iqtishaduna.v14i1.2320.