Hasan Abdul Azis Naibaho, M., & Maulidizen, A. (2025). The Effect of NPF and FDR on The Profitability of Sharia Commercial Banks with Murabahah Financing as Moderation. JPS (Jurnal Perbankan Syariah), 6(2), 148-159. https://doi.org/10.46367/jps.v6i2.2490