Penguatan Literasi Tentang Aturan DSN-MUI Mengenai Prinsip Tabungan Dalam Keuangan Syariah Di PPTQ Daarul Fath Pengging Boyolali

Abstract

Strengthening understanding of DSN-MUI rules regarding the Principles of Savings in Sharia Finance is a strategic effort to increase Islamic financial literacy among the community, especially students at the Daarul Fath Pengging Boyolali Tahfidzul Qur'an Islamic Boarding School (PPTQ). Limited understanding of sharia-based savings principles has the potential to be an obstacle in the implementation of the Islamic financial system in accordance with sharia provisions. Therefore, this service program is designed to provide a comprehensive understanding of the concept of sharia savings based on the provisions that have been stipulated in the DSN-MUI fatwa, as well as to increase students' awareness in implementing it in their daily lives. The implementation of this program adopts various methods, including socialization, counseling, interactive discussions, and simulations of sharia savings practices. The main target of this activity is PPTQ Daarul Fath students, with an approach based on education and direct experience to maximize the effectiveness of learning. Evaluation of the success of the program was carried out through measuring the level of understanding of participants using the pre-test and post-test methods, as well as the distribution of questionnaires to analyze the development of participants' understanding before and after participating in the activity. The results of the evaluation showed a significant increase in students' understanding of the concept, benefits, and mechanism of sharia savings as stipulated in the DSN-MUI fatwa. The majority of participants were able to understand and internalize the basic principles of sharia savings, which is expected to be the starting point in building sharia-based financial awareness in the pesantren environment. Furthermore, this program is expected to make a positive contribution to the development of the Islamic economy in society at large.